With 32 years of experience in lending, I’m known as The Loan Ranger of Mortgages—committed to delivering a fast, seamless mortgage process. Most of my clients are clear to close in just 10–12 business days.

I believe in clear, consistent communication from day one, keeping you informed at every milestone—from application to closing. Together with my team, we take great care to understand your unique needs, whether you're purchasing, refinancing, or renovating. We provide the best loan options tailored to your situation while ensuring everything moves forward on time.

We understand that no two mortgages are alike. Getting a home loan shouldn’t be hard. As a team player, I work closely with Realtors and Title Attorneys to ensure an exceptional experience and peace of mind throughout the loan journey.

Coming from a family of Veterans, integrity and doing the right thing are at the heart of everything I do. I’d love to help you achieve your financial goals—contact me today to get started on your Purchase, Refinance, or Home Equity Loan.

Some of our standard loan offerings include:

Conventional, FHA, VA, USDA, and Jumbo Loans

Renovation Loans, Reverse Mortgages

Self-Employed Bank Statement Programs

Investor DSCR Loans

Experience the Mortgage Magic!

Making Homes Happen | Your Home: The Foundation of Your Financial Success

Michelle Mathews-Kalinock

Sr. Loan Officer | Mortgage Advisor

NMLS #195916 | Branch #2476844

Your Loan Ranger of Mortgages

Licensed in DC, DE, MD, PA, and VA

CMG Home Loans #1820 | Licensed in all 50 States | Equal Housing Lender

128 Lubrano Dr, Ste 201, Annapolis, MD 21401